Portfolio Management

As a Blue Chip Partners client, you will be served by the entire Blue Chip Partners team. Under our highly personalized investment process, you will have a one-on-one relationship with your primary advisor who is responsible for the daily management of your portfolio. In addition, your primary advisor will maintain regular contact with you, including the coordination of face-to-face meetings, and will be available to respond to your questions as they arise. You will also have a secondary advisor who is familiar with your personal situation.

 

Our Investment Philosophy

The investment philosophy at Blue Chip Partners revolves around the selection of a core portfolio of U.S. large-company, dividend-paying stocks (Blue Chip Core Portfolio). We recognize the return from dividends represents actual cash flow - not paper profits. The starting point for a stock to be considered for our Blue Chip Core Portfolio is a dividend yield in excess of the S&P 500. In addition, we place a high importance on:

  • history of increasing dividends*
  • balance sheet strength
  • free cash flow generation
  • growing multinational revenue

The Blue Chip Core Portfolio is normally complemented by a small number of opportunistic stocks, a satellite group of exchange traded funds (ETFs), index and actively managed mutual funds.

Our philosophy is consistently applied to all client portfolios; those portfolios, however, are not all the same. Your specific circumstances and requirements are carefully considered and reflected in the construction and maintenance of your individual portfolio. For example, a “legacy” position that may have a very low cost basis or that may have a particular attraction to you can be retained. Modest adjustments to reflect current income needs can also be individually addressed through the specific selection of dividend-paying equities or through adjustments to the stock/bond mix.

Keep in mind that there is no assurance that this or any strategy will ultimately be successful or profitable.

† an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market

* dividends are not guaranteed and must be authorized by a company’s board of directors

Investment Custodian

Client accounts are generally held at Raymond James & Associates, Inc., Member NYSE/SIPC, and a subsidiary of Raymond James Financial, Inc., a registered broker/dealer, Member FINRA/SIPC, (collectively "Raymond James"). Accounts may also be held at Fidelity Brokerage Services LLC and National Financial Services LLC (collectively "Fidelity"), a registered broker/dealer, Member FINRA/SIPC or at Charles Schwab ("Schwab"), a registered broker/dealer, Member FINRA/SIPC.

As qualified custodians, Raymond James, Fidelity, and/or Schwab provide your monthly or quarterly account statement, secure internet access to your account information and year-end tax information.

Retirement plan accounts offered by your employer are held by the qualified custodian selected by the retirement plan sponsor.